Mortgages

Mortgage Advice in Sittingbourne, Swale & Kent

First home, next home, better rate or growing portfolio. Independent advice from a wide range of lenders.

Every mortgage recommendation I make starts with your circumstances, not a lender's sales target. As an independent adviser I search a wide range of lenders, high street names and specialists alike, and explain the options in plain English so you can choose with confidence.

Pick the situation that sounds like yours, or just get in touch. A free initial chat is usually the fastest way to find out where you stand.

First-Time BuyersYour first mortgage is the one with the most questions. I'll answer all of them, then handle the rest.Home MoversSelling one home while buying another is a juggling act. I keep all the balls in the air.RemortgagesThe most expensive mortgage mistake is doing nothing. Don't drift onto your lender's standard variable rate.Buy-to-LetWhether it's your first rental or a growing portfolio, I understand the numbers landlords actually care about.Self-EmployedYour income isn't complicated. Some lenders' forms just pretend it is.Shared OwnershipOwn a share, rent the rest, buy more when you're ready. It's a real route in when full ownership feels out of reach.New BuildNew build purchases run on developer deadlines. Your mortgage needs to keep up.

Need something beyond my remit?

Some needs sit outside mortgage and protection advice, things like equity release, later-life lending, or financial advice on pensions and investments. I don't advise on equity release, later-life lending, investments or pensions myself. Where you need them, I can introduce you to trusted specialist partners, and the firm I introduce you to is responsible for the advice it gives you.Just ask, and I'll point you to the right specialist.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Free initial consultation

Not sure which applies to you?

That's normal, most situations touch more than one. Tell me what you're trying to do and I'll point you the right way, free.

Book a Free Consultation or call 07809 215017